LOAN RATES

All rates are based on Equifax beacon score.
All rates are based on credit category and loan term.
All rates are expressed as Annual Percentage Rate (APR).
All rates are subject to change without prior notice. Rates fluctuate based upon the current Wall Street Journal Prime Rate.

Rates effective as of March 23, 2023

VEHICLE LOAN RATE SPECIAL

**LIMITED-TIME OFFER

RATE IS AS STATED BELOW, NO DISCOUNTS WILL APPLY

**NEW AND USED VEHICLES UP TO 72 MONTH FINANCING

CATEGORY A (690+) 5.49% APR

CATEGORY B (660-689) 7.49% APR

CATEGORY C (620-659) 9.49% APR

CATEGORY D (619 - below ) 11.49% APR

-----------------------------------------------------------------

Discounts

One 0.50% APR discount will be given for one of the following items when applying for an auto loan:

An existing active checking account.
An existing active Visa account.
When applying online (through Eagle Express Web)

**4.50% APR FLOOR RATE.**

DISCOUNTS ONLY APPLY TO AUTO LOANS AT RATES STATED BELOW-NOT TO LOAN RATE SPECIALS

Category A: 690 or above
Vehicle	As low as 5.50% APR
Other Equipment	As low as 7.75% APR
VISA/LOC/Signature	As low as 11.75% APR

Category B: 660-689
Vehicle	As low as 7.50% APR
Other Equipment	As low as 9.75% APR
VISA/LOC/Signature	As low as 13.75% APR

Category C: 620-659
Vehicle	As low as 10.00% APR
Other Equipment	As low as 11.75% APR
VISA/LOC/Signature	As low as 17.75% APR

Category D: less than 620
Vehicle	As low as 15.00% APR
Other Equipment (Minimum score of 575 to qualify)	18.00% APR
VISA/LOC/Signature (Minimum score of 575 for VISA)	18.00% APR

Share Loans
Secured by 2% Above Current Share Account Dividend Rate
VISA (share-secured)	4.25% APR