LOAN RATES
Rates effective as of April 23, 2025
- All rates are based on Equifax beacon score.
- All rates are based on credit category and loan term.
- All rates are expressed as Annual Percentage Rate (APR).
- All rates are subject to change without prior notice. Rates fluctuate based upon the current Wall Street Journal Prime Rate.
- Rates effective as of April 23, 2025
VEHICLE LOAN RATE SPECIAL
LIMITED-TIME OFFER
Effective 4-23-2025
RATE IS AS STATED BELOW, NO DISCOUNTS WILL APPLY
NEW AND USED VEHICLES UP TO 72 MONTH FINANCING
CATEGORY A (690+) 4.99% APR
CATEGORY B (660-689) 6.99% APR
CATEGORY C (620-659) 8.99% APR
CATEGORY D (619 – below ) 10.99% APR
Discounts
One 0.50% APR discount will be given for one of the following items when applying for an auto loan:
- An existing active checking account.
- An existing active Visa account.
- When applying online (through Eagle Express Web)
**4.50% APR FLOOR RATE**
DISCOUNTS ONLY APPLY TO AUTO LOANS AT RATES STATED BELOW-NOT TO LOAN RATE SPECIALS
LOAN RATES
| Category A: 690 or above | |
| Vehicle | As low as 5.00% APR |
| Other Equipment | As low as 6.75% APR |
| VISA/LOC/Signature | As low as 10.75% APR |
| Category B: 660-689 | |
| Vehicle | As low as 7.00% APR |
| Other Equipment | As low as 8.75% APR |
| VISA/LOC/Signature | As low as 12.75% APR |
| Category C: 620-659 | |
| Vehicle | As low as 9.50% APR |
| Other Equipment | As low as 10.75% APR |
| VISA/LOC/Signature | As low as 16.75% APR |
| Category D: less than 620 | |
| Vehicle | As low as 14.50% APR |
| Other Equipment (Minimum score of 575 to qualify) | 18.00% APR |
| VISA/LOC/Signature (Minimum score of 575 for VISA) | 18.00% APR |
| Share Loans | |
| Secured by 2% Above Current Share Account Dividend Rate | |
| VISA (share-secured) | 4.25% APR |